Advanced Alternative to Traditional Factoring
Get the cash flow benefits of factoring without the high costs, complex contracts, or customer relationship disruptions. IncoXchange offers a smarter way to accelerate your receivables.
Factoring vs IncoXchange
Side-by-side comparison
Why IncoXchange Beats Traditional Factoring
See the measurable advantages of choosing IncoXchange over traditional factoring
Lower Costs, Higher Returns
Traditional factoring companies charge 3-5% monthly fees. IncoXchange offers flat rates of 1.5-3.5%, saving you thousands while providing the same cash flow benefits.
Keep Your Customer Relationships
Unlike factoring companies that take over your customer communications, IncoXchange operates white-label. Your customers never know we exist - you maintain full control.
Faster Funding, Better Technology
Our AI-powered platform provides same-day funding decisions and advances, while traditional factors can take 1-3 business days with outdated processes.
No Long-Term Contracts
Factoring companies lock you into lengthy contracts with minimum volume requirements. IncoXchange offers flexible terms with no long-term commitments.
Side-by-Side Comparison
See exactly how IncoXchange compares to traditional factoring across key features
Feature
Traditional Factoring
IncoXchange
How IncoXchange Works
A simpler, faster alternative to traditional factoring
Upload your completed invoices through our simple portal or API integration. No complex paperwork or lengthy applications.
Our AI engine evaluates your customer's creditworthiness in minutes, not days. Get approval decisions in real-time.
Receive up to 90% of your invoice value within 24 hours. Your customer still pays on their normal terms.
IncoXchange manages payment collection while maintaining your brand. You stay in control of customer relationships.
Why Businesses Choose IncoXchange Over Factoring
“After years with traditional factoring, IncoXchange saved us 40% on fees while giving us back control of our customer relationships. The difference is night and day.”
“Factoring companies wanted to take over our collections. IncoXchange lets us maintain our customer relationships while getting the cash flow we need.”
Ready to Switch from Factoring?
See how much you can save with IncoXchange's advanced alternative to traditional factoring.
Setup takes 5 minutes. Your contractors will thank you.