Increase online sales and boost conversions with B2B BNPL

We make it easy to offer net terms and buy now pay later across both your online and offline sales channels. With IncoXchange, your B2B customers can apply for net terms at checkout right from your online store.

checkout.yourstore.com

Checkout

Complete your B2B purchase

$12,500

Payment Options

Net 30 Terms
Pay in 30 days • No interest
Apply Now
Credit Card
Pay now • 2.9% + 30¢
ACH Transfer
Bank transfer • 0.8% fee
Instant Approval Available
Purchases up to $25,000 may qualify for instant approval
3x
more revenue
20%
increased profit margins
50%
repeat buyers
1.5x
average order size

How B2B buy now pay later helps you increase revenue

Increase online B2B sales

Offering buy now pay later and net terms options to business buyers is proven to increase sales volume and customer retention.

Increase online B2B sales
B2B Sales

Improve your cash flow

Get paid up front for approved purchases and invoices. Some purchases up to $25,000 may qualify for instant approvals.

Improve your cash flow
cash flow

Reduce your financial risk

We take on the risk of offering net terms with smart credit checks and enterprise grade fraud prevention.

Reduce your financial risk
reduce risk

IncoXchange integrates directly into your ecommerce and accounting stack

IncoXchange's seamless checkout extensions allows you to offer net terms and BNPL right into your checkout flow, no matter what platform you're using. Offer the net terms across all of your channels and integrate it all into your accounting stack for seamless bookkeeping.

Have custom integration needs? IncoXchange's flexible API can be integrated into any custom ecommerce implementation.Click here to learn more.

BigCommerce
Shopify
Magento
WooCommerce
Oracle
QuickBooks

What does IncoXchange look like in your ecommerce checkout?

Net terms at checkout

When your customers go to make a purchase, they're offered a number of flexible payment methods as well as the opportunity to apply for net terms right in your checkout flow.

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Net terms at checkout
checkout-2

Quick decisions, instant approvals

Some purchases up to $25,000 can be instantly approved. If our credit team needs more information your buyers will hear back from us within a few hours. We'll keep them in the loop with the approval process - once approved they can complete their purchase.

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Quick decisions, instant approvals
approved credit

How do we approve your customers for net terms?

Smart and fast credit checks

Get paid with 100% cash up front for online B2B purchases. Also, some purchases up to $25,000 could qualify for instant approvals. Reduce DSO and increase sales with IncoXchange.

credit checks
Offer net terms to your customer

IncoXchange fees are up to 3.5% on 30 day net terms. We also offer the option to pass processing fees along to your buyers. Just contact our sales team to learn more!

net terms
We'll chase payments & manage collections

IncoXchange is your 'credit team' on tap. We send payment reminders and help chase any late payments, saving your team valuable time and money.

payment chasing

See how some of our best clients grew their businesses with online BNPL

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How ConEquip Used B2B BNPL to Grow 30% YoY

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How SS&SI Achieved 5X Revenue Growth

ss&si website-1-1-1
IncoXchange has had a ripple effect on my business. Improved financial velocity started improving motivation and we're therefore getting more customers. Everything's growing.
Elston Materials LLC
IncoXchange allowed us to expand & enter new markets. We could now take larger orders on with net terms, which we previously had to turn down.
SS&Si dealer network

Turn your AR into cash

Chat with an expert today.

Setup takes 5 minutes. Your contractors will thank you.